banks are currently urging for a morgage tax, this to their credit, alows adjustemnt of their greed. Further A Federaly adjusted though state set Morgage tax alows the following, federal adminstration, state claim and federal assessemnt. the implications are that the federal, system, grants owners the land rights, thus may wave if apealed or impose a decision. Provided indeviduals seek to ask for a juries assessemnt of value.